The Fund will invest up to a maximum of 99.5% of the Fund‟s NAV in the Target Fund; the remaining Fund‟s NAV not invested in the Target Fund will be kept in cash or invested in money market instruments, fixed deposits and/or liquid assets. The investment strategy of the Target Fund is to achieve potentially higher excess returns than a diversified portfolio and expecting returns from the concentrated stock holdings to be less diluted as compared to a diversified portfolio. When considering any investments, the Target Fund will analyse the investee companies‟ management quality and corporate governance as an indicator to company behavior.

The Fund seeks to achieve long term capital growth by investing in the Target Fund which invests primarily in global equity securities.        

MSCI All Country World Index
The risk profile of this Fund is different from the risk profile of the benchmark.

• A maximum of 99.5% of the Fund’s NAV to be invested in the Target Fund; and
• A minimum of 0.5% of the Fund’s NAV may be kept in cash or invested in money market instruments, fixed deposits and/or liquid assets.

Based on the investment objective of the Target Fund, the Fund is suitable for Sophisticated Investors seeking long-term income and capital growth and who are prepared to accept a higher level of volatility.          

Class USD and Class MYR

Sales Charge: Up to 5.0% of the initial offer price of a Class during the initial offer period, thereafter, on the NAV per Unit of a Class;
Management Fees: 1.8% p.a. of the NAV of the Fund;
Trustee Fees: 0.02% p.a. of the NAV of the Fund or its equivalent in the Base Currency (excluding foreign custodian fees and charges) or a minimum yearly fee of RM9,000; and
Administrative fees and expenses that are directly related and necessary to the business of the Fund may be charged to the Fund.      

The Fund shall invest primarily in fixed income securities with sound and quality credit fundamentals. The Fund would largely maintain a buy and hold strategy for its core holdings.

The Fund seeks to optimize returns to its investors by mainly investing in fixed income securities denominated in Ringgit Malaysia.     

Malayan Banking Berhad 12-month Fixed Deposit Account rate
The risk profile of this Fund is different from the risk profile of the benchmark.

The Fund is suitable primarily for Sophisticated Investors who are seeking for a consistent income stream over a medium horizon.       

There is no Sales Charge, Switching Fee and Redemption Charge imposed for this Fund. However, there are fees and charges which you are indirectly charged should you decide to invest in this Fund as follows:

• A Management fee of up to 0.20% per annum of the NAV of the Fund;
• A Trustee fee of 0.03% per annum of the NAV of the Fund subject to a minimum of RM9,000.00 per annum; and
• Any other expenses in relation to the administration and operations of the Fund.